@font-face{font-family:Archivo;font-style:normal;font-display:swap;font-weight:100 900;font-stretch:62% 125%;src:url('/assets/fonts/archivo-variable.woff2') format('woff2-variations'),url('/assets/fonts/archivo-variable.woff2') format('woff2')}@font-face{font-family:'IBM Plex Sans';font-style:normal;font-display:swap;font-weight:400;src:url('/assets/fonts/ibm-plex-sans-latin-400-normal.woff2') format('woff2')}@font-face{font-family:'IBM Plex Sans';font-style:normal;font-display:swap;font-weight:500;src:url('/assets/fonts/ibm-plex-sans-latin-500-normal.woff2') format('woff2')}@font-face{font-family:'IBM Plex Sans';font-style:normal;font-display:swap;font-weight:600;src:url('/assets/fonts/ibm-plex-sans-latin-600-normal.woff2') format('woff2')}@font-face{font-family:'IBM Plex Sans';font-style:normal;font-display:swap;font-weight:700;src:url('/assets/fonts/ibm-plex-sans-latin-700-normal.woff2') format('woff2')}@font-face{font-family:'IBM Plex 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4vw,4rem);align-items:center}.split--top{align-items:flex-start}.split>*{min-width:0}.stack{display:flex;flex-direction:column;gap:1.25rem}.section-head{display:flex;flex-direction:column;gap:.875rem;max-width:720px;margin-bottom:3rem}.eyebrow{font-family:var(--font-mono);font-size:.8125rem;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);margin:0}.hero .eyebrow,.section--dark .eyebrow,.section--navy .eyebrow{color:var(--mist)}.h2{font-size:var(--h2);font-weight:800;font-stretch:85%;line-height:1.04;letter-spacing:-.01em}.h3{font-size:var(--h3);font-weight:700;line-height:1.2}.lead{font-size:var(--lead);line-height:1.6;color:var(--body)}.text{font-size:var(--body-size);line-height:1.65;color:var(--body)}.section--dark .lead,.section--dark .text,.section--navy .lead,.section--navy .text{color:var(--mist-text)}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:14px 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46%)}.hero__inner{padding-top:clamp(5rem,3rem + 7vw,9.5rem);padding-bottom:clamp(5rem,3rem + 7vw,10rem)}.hero__content{max-width:480px;display:flex;flex-direction:column;gap:1.75rem}.hero h1{font-size:var(--h1);font-weight:800;font-stretch:80%;line-height:.98;letter-spacing:-.015em;color:var(--white)}.hero .lead{color:var(--mist-text)}.benefits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:3rem;padding-top:4rem;padding-bottom:4rem}.benefits h2{font-size:clamp(1.625rem, 1.3rem + 1vw, 2rem);font-weight:800;font-stretch:85%;color:var(--mist);line-height:1.1}.benefits .text{margin-top:.625rem}.rounded{border-radius:var(--radius-lg);overflow:hidden}.cover-4x3 img{width:100%;aspect-ratio:4/3;object-fit:cover}.cover-21x9 img{width:100%;aspect-ratio:21/9;object-fit:cover;object-position:center 30%}.photo-pair{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.photo-pair figure{margin:0;display:flex;flex-direction:column;gap:12px}.photo-pair figcaption{font-size:var(--small);color:var(--muted)}.community__media{flex:1 1 520px}.community__media img{object-position:center 40%}.community__text{flex:1 1 440px}.callout{padding-left:20px;border-left:3px solid var(--navy)}.cards-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;display:flex;flex-direction:column;gap:14px;background:var(--white)}.card--tint{background:var(--tint)}.card__num{font-family:var(--font-mono);font-size:.8125rem;letter-spacing:.14em;color:var(--label-gray)}.card .text{font-size:1rem}.compas__text{flex:1 1 440px}.feature-grid{flex:1 1 460px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.feature-grid>div{background:var(--white);padding:28px;display:flex;flex-direction:column;gap:8px}.feature-grid h3{font-size:1.3125rem;font-weight:700}.feature-grid p{font-size:var(--small);color:var(--muted);line-height:1.5}.temp__text{flex:1 1 520px}.temp__side{flex:1 1 400px;display:flex;flex-direction:column;gap:28px}.timeline{list-style:none;margin:0;padding:0 0 0 28px;border-left:2px solid var(--navy)}.timeline li{padding:14px 0;display:flex;flex-direction:column;gap:4px}.timeline .label{font-family:var(--font-mono);font-size:.8125rem;letter-spacing:.08em;color:var(--navy)}.timeline .value{font-size:1.0625rem;font-weight:600}.ranges{list-style:none;margin:4px 0 0;padding:0;display:flex;flex-direction:column;gap:4px}.ranges li{padding:0;font-size:1.0625rem;font-weight:600}.ranges-note{font-size:var(--small);color:var(--muted);margin-top:6px}.etos-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:3rem}.etos-mark{margin:0;font-family:var(--font-display);font-size:var(--h2-display);font-weight:800;font-stretch:80%;line-height:.9}.etos-head h2{font-family:var(--font-body);font-size:clamp(1.0625rem, 1rem + .3vw, 1.25rem);font-weight:600;line-height:1.4;color:var(--mist-text);max-width:560px}.etos-head .text{max-width:420px}.etos-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:1px;background:var(--line-dark);border:1px solid var(--line-dark);border-radius:var(--radius);overflow:hidden}.etos-grid li{background:var(--ink);padding:28px 24px;display:flex;flex-direction:column;gap:12px}.etos-grid .letter{font-family:var(--font-display);font-weight:800;font-size:2.75rem;line-height:1;color:var(--mist)}.etos-grid h3{font-family:var(--font-body);font-size:1.125rem;font-weight:600}.etos-grid p{font-size:var(--small);line-height:1.55;color:var(--mist-text)}.table-wrap{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.compare{width:100%;border-collapse:collapse;font-size:var(--body-size)}.compare td,.compare th{padding:20px 28px;text-align:left;vertical-align:top}.compare thead tr{background:var(--tint)}.compare thead th{font-weight:500;color:var(--muted)}.compare thead th.us{font-family:var(--font-display);font-size:1.25rem;font-weight:700;color:var(--navy)}.compare tbody tr{border-top:1px solid var(--line-soft)}.compare tbody th{font-weight:600;width:24%}.compare .them{color:var(--muted)}.compare .us-cell{font-weight:500}.duo{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:3rem}.panel{border-radius:var(--radius);padding:32px;display:flex;flex-direction:column;gap:12px}.panel--tint{background:var(--tint)}.panel--line{border:1px solid var(--line)}.statement{font-family:var(--font-display);font-size:clamp(1.25rem, 1.1rem + .5vw, 1.5rem);font-weight:600;line-height:1.3}.serve__text{flex:1 1 380px}.segment-grid{flex:1 1 560px;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.segment-grid li{background:var(--white);padding:22px 28px;font-family:var(--font-display);font-size:1.3125rem;font-weight:700}.segment-grid li.segment-note{font-family:var(--font-body);font-size:var(--small);font-weight:400;color:var(--muted);display:flex;align-items:center}.story__media{flex:0 1 480px}.story__text{flex:1 1 480px}.person{display:flex;flex-direction:column;gap:2px}.person strong{font-size:1.125rem}.person span{color:var(--muted)}.compliance{padding-top:4.5rem;padding-bottom:4.5rem;border-top:1px solid var(--line-soft)}.compliance-grid{list-style:none;margin:1.5rem 0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.compliance-grid li{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:20px 22px;display:flex;flex-direction:column;gap:6px}.compliance-grid strong{font-weight:600}.compliance-grid span{font-size:.875rem;color:var(--muted);line-height:1.5}.compliance .text{font-size:var(--small);max-width:880px}.closing{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:40px}.closing h2{font-size:var(--h2-closing);font-weight:800;font-stretch:80%;line-height:.98}.closing .lead{margin-top:1rem}.quote{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(2.5rem,1rem + 4vw,4rem);align-items:start}.quote__aside .contact-list{list-style:none;margin:1.5rem 0 0;padding:0;display:flex;flex-direction:column;gap:8px}.quote__aside .contact-list a{display:inline-flex;align-items:center;min-height:44px;font-weight:600}.form{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(1.25rem,.8rem + 2vw,2.25rem)}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 20px}.field{display:flex;flex-direction:column;gap:6px}.field--full{grid-column:1/-1}.field label,.field legend{font-weight:600;font-size:.9375rem}.field .req{color:#a23b1e;font-weight:600}.field input,.field select,.field textarea{width:100%;min-height:48px;padding:12px 14px;font:400 1rem var(--font-body);color:var(--ink);background:var(--white);border:1px solid #9aabb9;border-radius:8px}.field textarea{min-height:140px;resize:vertical}.field input:focus-visible,.field select:focus-visible,.field textarea:focus-visible{outline:3px solid var(--focus);outline-offset:1px;border-color:var(--navy)}fieldset.field{border:0;padding:0;margin:0}.choice-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:4px}.choice{position:relative}.choice input{position:absolute;opacity:0;width:1px;height:1px}.choice span{display:inline-flex;align-items:center;min-height:44px;padding:10px 16px;border:1px solid #9aabb9;border-radius:999px;font-size:.9375rem;cursor:pointer;background:var(--white)}.choice input:checked+span{background:var(--navy);border-color:var(--navy);color:var(--white)}.choice input:focus-visible+span{outline:3px solid var(--focus);outline-offset:2px}.form-note{display:flex;gap:10px;align-items:flex-start;margin:20px 0;background:#fff7e8;border:1px solid #e9c98a;border-radius:10px;padding:14px 16px;font-size:var(--small);color:#4a3a12}.form-note strong{color:#3a2c08}.form-status{margin-top:14px;font-size:var(--small)}.form-status:empty{display:none}.form-status.is-error{color:#a23b1e}.site-footer{background:var(--ink);color:var(--mist-text);font-size:var(--small)}.site-footer a{color:var(--white);text-decoration:none}.site-footer a:hover{text-decoration:underline;color:var(--white)}.footer-top{display:flex;flex-wrap:wrap;gap:48px;justify-content:space-between;padding-top:64px;padding-bottom:40px}.footer-top>div{display:flex;flex-direction:column;gap:10px}.footer-brand img{height:96px;width:auto}.footer-links a{display:inline-flex;align-items:center;min-height:32px}.footer-social{display:flex;gap:18px}.footer-social a{color:var(--mist)}.badges{list-style:none;margin:0;padding:0 0 32px;display:flex;flex-wrap:wrap;gap:12px}.badge{display:inline-flex;align-items:center;gap:12px;border:1px solid #2b4a6b;border-radius:12px;padding:12px 18px}.badge svg{flex:none}.badge strong{display:block;font-size:.875rem;letter-spacing:.06em;color:var(--white);text-transform:uppercase}.badge span{display:block;font-size:.8125rem;color:#b6c6d2}.footer-bottom{border-top:1px solid var(--line-dark);padding-top:20px;padding-bottom:32px;font-size:.8125rem;color:#b6c6d2;display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between}.footer-bottom a{color:#b6c6d2;text-decoration:underline}.page{padding-top:clamp(3rem,2rem + 4vw,5rem);padding-bottom:clamp(4rem,3rem + 4vw,6rem)}.page .prose{max-width:760px}.prose h1{font-size:clamp(2.25rem, 1.6rem + 2.6vw, 3.5rem);font-weight:800;font-stretch:85%;line-height:1.05;margin-bottom:1rem}.prose h2{font-size:clamp(1.375rem, 1.2rem + .7vw, 1.75rem);font-weight:700;margin:2.25rem 0 .75rem}.prose li,.prose p{color:var(--body);line-height:1.7}.prose p+p{margin-top:.875rem}.prose ul{padding-left:1.25rem;margin:.75rem 0}.draft-banner{background:#fff7e8;border:1px solid #e9c98a;border-radius:10px;padding:14px 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(max-width:1024px){.etos-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.compliance-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.quote{grid-template-columns:minmax(0,1fr)}}@media (max-width:1080px){.nav-toggle{display:inline-flex}.site-nav{display:none;position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;background:var(--white);border-bottom:1px solid var(--line);box-shadow:0 18px 30px -18px rgba(14,31,51,.35);padding:8px var(--gutter) 20px}.site-nav.is-open{display:flex}.site-nav ul{flex-direction:column;gap:0}.site-nav ul a{width:100%;min-height:52px;font-size:1.0625rem;border-bottom:1px solid var(--line-soft)}.site-nav .nav-phone{display:inline-flex;margin-top:16px;min-height:52px;align-items:center;font-family:var(--font-mono);font-weight:600}.site-nav .btn{margin-top:12px;width:100%}.no-js .site-nav{display:flex;position:static;box-shadow:none}}@media (max-width:820px){.benefits{grid-template-columns:minmax(0,1fr);gap:2rem;padding-top:3rem;padding-bottom:3rem}.cards-3{grid-template-columns:minmax(0,1fr)}.duo{grid-template-columns:minmax(0,1fr)}.hero::before{background:linear-gradient(180deg,rgba(14,31,51,.82),rgba(14,31,51,.9))}.hero__content{max-width:560px}}@media (max-width:640px){.brand img{height:58px}.photo-pair{grid-template-columns:minmax(0,1fr)}.feature-grid{grid-template-columns:minmax(0,1fr)}.segment-grid{grid-template-columns:minmax(0,1fr)}.etos-grid{grid-template-columns:minmax(0,1fr)}.etos-grid li{flex-direction:row;flex-wrap:wrap;align-items:baseline;gap:6px 16px;padding:20px}.etos-grid .letter{font-size:2rem;width:32px}.etos-grid h3{flex:1}.etos-grid p{flex-basis:100%}.compliance-grid{grid-template-columns:minmax(0,1fr)}.form-grid{grid-template-columns:minmax(0,1fr)}.btn-row .btn{width:100%}.closing .btn-row{width:100%}.cover-21x9 img{aspect-ratio:4/3}.badge{width:100%}.table-wrap{border:0;border-radius:0;overflow:visible}.compare thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}.compare,.compare tbody,.compare td,.compare th,.compare tr{display:block;width:100%}.compare tbody tr{border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;margin-bottom:12px}.compare tbody th{width:auto;padding:0 0 10px;font-family:var(--font-display);font-size:1.125rem}.compare td{padding:6px 0}.compare td::before{content:attr(data-label);display:block;font-family:var(--font-mono);font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--label-gray);margin-bottom:2px}.compare td.us-cell::before{color:var(--navy)}}
.cards-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.post-card__title{font-family:var(--font-display);font-size:1.375rem;font-weight:700;line-height:1.25;margin:0}.post-card__title a{color:var(--ink);text-decoration:none}.post-card__title a:hover{text-decoration:underline}.post-card__more{font-weight:600;margin-top:auto}.insights-all{margin-top:1.5rem;font-weight:600}.footer-bottom__links{display:flex;gap:18px}@media (max-width:820px){.cards-2{grid-template-columns:minmax(0,1fr)}}